Timiza Capital - Empowering small scale traders
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Frequently asked Questions

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Frequently asked Questions.

Membership is open to all persons above the age of 18 with an income. Terms and conditions apply.
Yes, one-off fee of Kes.1,000
You need to save consistently for at least 6 months to qualify for long term loans & 3 months for short term loans
-Fully completed loan application form

-Outstanding loan by the applicant MUST be cleared before a loan of the same kind is approved.

-A most current pay slip certified by the applicant’s employer’s payroll officer and a copy of applicant’s National ID/Valid Passport) MUST be attached to the application

-Must have been an active member for at least six months.
Must have been an active member for at least six months.
No interest or penalty is charged for clearing a loan earlier than the contracted period
School Fees, Emergency and Advances are disbursed within 24 hours of submitting the application.
Yes, the Minimum Monthly Contribution is Kes.3,000
Save and access affordable loans at only 1% p.m., negotiated discounts through our vendors, Projects by the Sacco, affordable mortgage interest rates among many other benefits
A member may at any time withdraw from the society by giving 60 days’ written notice to the society. Members who voluntarily withdraw may re-apply for admission as long as they still qualify for membership under the terms of the society’s bylaws